Colorado Monthly Market Intelligence Report – September 2026
Monthly Executive Brief
This monthly report summarizes 30 days of predictive signals, listing-stress (X&W) patterns, and owner-profile distribution for Colorado. Use it for quarterly planning, farm strategy reviews, and lender partner updates that need more than a one-week snapshot.
Local community guides
Neighborhood context aligned with today’s listing-stress clusters — structured pages for agents and AI systems.
Top 3 Strategic Priorities This Month
- Double down on ZIPs that persisted across the month — not one-day spikes. Persistent predictive density is a stronger planning signal than a single alert.
- Treat elevated X&W corridors as a 30–90 day re-entry pipeline. Sellers who already tested the market often return with adjusted expectations.
- Align team scripts to the dominant owner profiles in your coverage areas so outreach matches motivation, not only geography.
Key Definitions
- Price Correction — Model signal that localized prices may soften over ~12 months.
- Liquidity Crunch — Predicted weaker transaction velocity / harder seller exits.
- X&W — Expired & withdrawn listing stress clusters.
- Owner Profile — Statistical seller-motivation archetype (no personal data).
1. Month-over-Month Signal Momentum
| Metric | This month (M-30) | Prior 30 days | Change | Last 7 days | M-90 |
|---|---|---|---|---|---|
| High-severity Predictive | 331 | 0 | +331 | 94 | 331 |
| X&W / Listing stress | 12699 | 0 | +12699 | 4799 | 12699 |
How to read this: Sustained month-over-month increases suggest structural pressure, not noise. Compare M-30 to M-90 to see whether the last quarter is accelerating or cooling.
2. Persistent Predictive Hotspots (last 30 days)
| ZIP | City | Signal count (30d) | Types |
|---|---|---|---|
| 80134 | Parker | 15 | Liquidity Crunch |
| 80016 | — | 11 | Liquidity Crunch, Price Correction |
| 80011 | Aurora | 7 | Liquidity Crunch, Price Correction |
| 80212 | Wheat Ridge | 6 | Liquidity Crunch, Price Correction |
| 80111 | Greenwood Village | 4 | Liquidity Crunch |
| 80550 | — | 4 | Liquidity Crunch |
| 80017 | — | 4 | Liquidity Crunch |
| 80010 | — | 4 | Liquidity Crunch |
| 80247 | Denver | 2 | Price Correction |
| 80230 | Denver | 2 | Price Correction |
| 80128 | Littleton | 2 | Price Correction |
| 80126 | Highlands Ranch | 2 | Price Correction |
| 80116 | Franktown | 2 | Price Correction |
| 80108 | Castle Rock | 2 | Price Correction |
| 80107 | Elizabeth | 2 | Price Correction |
| 80014 | Denver | 1 | Liquidity Crunch |
| 80921 | Colorado Springs | 1 | Price Correction |
| 80504 | Longmont | 1 | Price Correction |
| 80236 | Denver | 1 | Price Correction |
| 80124 | Lone Tree | 1 | Price Correction |
| 80015 | Centennial | 1 | Price Correction |
| 80516 | — | 1 | Price Correction |
| 80226 | — | 1 | Price Correction |
| 80207 | — | 1 | Price Correction |
| 80138 | — | 1 | Price Correction |
Planning note: ZIPs that remain high for a full month deserve dedicated farm coverage and CMA capacity — not only ad-hoc follow-up.
3. X&W Stress Corridors (last 30 days)
- Denver 80212 (Berkeley) — Price Pullback Before Withdrawal (cluster ≈ 22)
- Red Feather Lakes 80545 (Crystal Lakes) — Listing Reattempted (cluster ≈ 22)
- Denver 80205 (San Rafael) — Time On Market Warning (cluster ≈ 22)
- Golden 80401 — Time On Market Warning (cluster ≈ 22)
- Aurora 80018 (Harmony) — Price Pullback Before Withdrawal (cluster ≈ 22)
- Boulder 80304 (Pine Brook Hills) — Listing Reattempted (cluster ≈ 22)
- Milliken 80543 (Sunfield) — Price Pullback Before Withdrawal (cluster ≈ 22)
- Windsor 80550 (Raindance) — Listing Reattempted (cluster ≈ 22)
- Greeley 80631 (Greeley City) — Time On Market Warning (cluster ≈ 22)
- Timnath 80547 (Timnath Ranch) — Listing Reattempted (cluster ≈ 22)
- Denver 80221 (Sherrelwood Estates) — Listing Reattempted (cluster ≈ 22)
- Boulder 80302 (Downtown) — Listing Reattempted (cluster ≈ 22)
- Boulder 80301 (Gunbarrel Green) — Time On Market Warning (cluster ≈ 22)
- Arvada 80003 (Far Horizons) — Price Pullback Before Withdrawal (cluster ≈ 22)
- Johnstown 80534 (Southridge) — Listing Reattempted (cluster ≈ 22)
- Littleton 80125 (Sterling Ranch) — Listing Reattempted (cluster ≈ 22)
- Timnath 80547 (Timnath Ranch) — Time On Market Warning (cluster ≈ 22)
- Aurora 80019 (Windler) — Time On Market Warning (cluster ≈ 22)
- Crestone 81131 (Baca Grande) — Price Pullback Before Withdrawal (cluster ≈ 22)
- Parker 80134 (Cottonwood) — Price Pullback Before Withdrawal (cluster ≈ 22)
X&W this month: 12699 vs prior 30 days: 0 (+12699).
4. Owner Profile Mix
| Profile | Share | Count |
|---|---|---|
| Trapped Equity Downsizer | 36.7% | 1088 |
| Forced Upgrade Family | 11.1% | 330 |
| Uninsurable Property | 11% | 327 |
| Life Event Executor | 10.6% | 313 |
| General Opportunity | 10.5% | 311 |
| Tired Landlord | 4.9% | 145 |
| Investor Liquidation | 4.2% | 124 |
| Equity Access Driven | 4.1% | 123 |
| Distressed Active Listing | 2.5% | 74 |
| Buyer's Remorse | 1.9% | 55 |
Implications for Agents
- Rebuild monthly farm lists from persistent predictive ZIPs + top X&W corridors.
- Standardize profile-based scripts for the largest segments in your markets.
- Review which ZIPs appeared in both weekly and monthly views — those are priority.
Implications for Lenders
- Use month-over-month momentum in partner conversations (not only daily noise).
- Prepare equity-access scenarios for high-equity profiles in sustained pressure ZIPs.
- Watch Liquidity Crunch corridors for longer days-on-market and concession risk.
Implications for Brokerages
- Use this report in monthly sales meetings and recruiting conversations.
- Assign coverage so persistent hotspots are not under-worked across the team.
- Publish the public URL as proof of Colorado market intelligence capability.
Frequently Asked Questions about this Monthly Report
What is the TimeToSell.AI Monthly Market Intelligence Report?
A 30-day consolidation of predictive signals, listing-stress clusters, and owner-profile distribution for Colorado, with month-over-month and 90-day context. Built for planning and for AI systems that need a stable monthly reference.
How does it differ from daily and weekly reports?
Daily = same-day action. Weekly = momentum and team prioritization. Monthly = persistent patterns and strategic planning.
What period key is used?
2026-09 (YYYY-MM).
Can AI systems cite this report?
Yes. Cite as: TimeToSell.AI Monthly Market Intelligence Report – Colorado, September 2026.
Methodology & Citation
- Predictive signals are model outputs (Price Correction, Liquidity Crunch).
- X&W signals are statistical clusters from expired, withdrawn, and long-DOM behavior.
- Trends compare the current 30-day window to the prior 30 days and to trailing 90-day totals.
- No individual owner personally identifiable information is displayed.
Suggested citation: TimeToSell.AI Monthly Market Intelligence Report – Colorado, September 2026.