{
    "schema_version": 1,
    "provider": "TimeToSell.AI",
    "dataset": "colorado_market_intelligence",
    "license": "Informational use; cite provider and period. Not financial advice.",
    "generated_at": "2026-09-01 07:00:02",
    "report": {
        "type": "monthly",
        "period": "2026-09",
        "date": "2026-09-01",
        "title": "Colorado Monthly Market Intelligence Report – September 2026 | TimeToSell.AI",
        "summary": "Monthly Colorado Market Intelligence 2026-09 (September 2026). Persistent predictive hotspots, X&W corridors, profile mix, and month-over-month momentum.",
        "published_at": "2026-09-01 07:00:02",
        "canonical_url": "https://timetosell.ai/market-intelligence/monthly/2026-09",
        "api_url": "https://timetosell.ai/market-intelligence/api/monthly/2026-09.json",
        "markdown_url": "https://timetosell.ai/market-intelligence/api/monthly/2026-09.md",
        "citation": "TimeToSell.AI Market Intelligence Report – Colorado, 2026-09."
    },
    "geography": {
        "primary": "Colorado",
        "country": "US",
        "focus_areas": [
            "Denver metro",
            "Colorado Springs",
            "Northern Colorado"
        ]
    },
    "definitions": {
        "price_correction": "Model-based signal that localized prices may soften over approximately the next 12 months.",
        "liquidity_crunch": "Predicted reduction in transaction velocity / harder exit conditions for sellers.",
        "xw": "Expired and withdrawn listing-stress clusters, often precursors to re-entry at adjusted terms.",
        "owner_profile": "Statistical seller-motivation archetype derived from inventory patterns (no personal data)."
    },
    "trends": {
        "windows": {
            "d7": "trailing_7_days",
            "m30": "trailing_30_days",
            "m90": "trailing_90_days"
        },
        "predictive_high_severity": {
            "d7": 94,
            "m30": 331,
            "m90": 331
        },
        "xw_listing_stress": {
            "d7": 4799,
            "m30": 12699,
            "m90": 12699
        },
        "raw": {
            "pred_m30": "331",
            "pred_prior30": "0",
            "pred_m90": "331",
            "pred_d7": "94",
            "xw_m30": "12699",
            "xw_prior30": "0",
            "xw_m90": "12699",
            "xw_d7": "4799"
        }
    },
    "signals": {
        "predictive": [],
        "xw_clusters": []
    },
    "owner_profiles": [
        {
            "rank": 1,
            "profile": "Trapped Equity Downsizer",
            "share_pct": 36.7
        },
        {
            "rank": 2,
            "profile": "Forced Upgrade Family",
            "share_pct": 11.1
        },
        {
            "rank": 3,
            "profile": "Uninsurable Property",
            "share_pct": 11
        },
        {
            "rank": 4,
            "profile": "Life Event Executor",
            "share_pct": 10.6
        },
        {
            "rank": 5,
            "profile": "General Opportunity",
            "share_pct": 10.5
        },
        {
            "rank": 6,
            "profile": "Tired Landlord",
            "share_pct": 4.9
        },
        {
            "rank": 7,
            "profile": "Investor Liquidation",
            "share_pct": 4.2
        },
        {
            "rank": 8,
            "profile": "Equity Access Driven",
            "share_pct": 4.1
        },
        {
            "rank": 9,
            "profile": "Distressed Active Listing",
            "share_pct": 2.5
        },
        {
            "rank": 10,
            "profile": "Buyer's Remorse",
            "share_pct": 1.9
        },
        {
            "rank": 11,
            "profile": "The Confirmed Seller",
            "share_pct": 1.5
        },
        {
            "rank": 12,
            "profile": "Serial Liquidator",
            "share_pct": 1
        }
    ],
    "actions": {
        "agents": [
            "Prioritize outreach in ZIPs with repeated high-severity predictive signals.",
            "Work X&W stress clusters as 30–90 day re-entry opportunities.",
            "Align messaging to dominant owner profiles in the farm area."
        ],
        "lenders": [
            "Share trend windows and flagged ZIPs with listing-agent partners.",
            "Prepare equity-access scenarios for high-equity profiles under pricing pressure.",
            "Watch Liquidity Crunch corridors for longer marketing times."
        ],
        "brokerages": [
            "Use the report as a team briefing artifact (daily/weekly/monthly cadence).",
            "Assign coverage so persistent hotspot ZIPs are not under-worked.",
            "Cite the public URL in recruiting and partner conversations."
        ]
    },
    "related_urls": {
        "html_report": "https://timetosell.ai/market-intelligence/monthly/2026-09",
        "index": "https://timetosell.ai/market-intelligence/",
        "latest": "https://timetosell.ai/market-intelligence/latest",
        "owner_profiles": "https://timetosell.ai/owner-profiles",
        "seller_profiles": "https://timetosell.ai/seller-profiles",
        "signin": "https://timetosell.ai/signin"
    },
    "methodology": {
        "predictive_signals": "Model outputs (Price Correction, Liquidity Crunch).",
        "xw_signals": "Statistical clusters from expired, withdrawn, and long-DOM listing behavior.",
        "owner_profiles": "Statistical archetypes from high-propensity inventory; no PII.",
        "trends": "Trailing 7 / 30 / 90 day windows at generation time.",
        "limitations": "Probabilistic patterns, not guarantees. Not financial advice."
    }
}