What is a Golden Handcuffs? | TimeToSell.ai Glossary
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Golden Handcuffs


Golden Handcuffs is a real estate term describing a very low mortgage interest rate (typically sub-4%) that financially disincentivizes a homeowner from selling their property. Moving would require purchasing a new home with a mortgage at a significantly higher market rate, creating a large increase in monthly housing costs and "handcuffing" the owner to their current property.

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