What is a HELOC Squeeze? | TimeToSell.ai Glossary
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HELOC Squeeze

Typical Window: < 9 Months

A HELOC Squeeze is a predictive real estate signal where a homeowner has a low fixed-rate first mortgage but also a high-variable-rate Home Equity Line of Credit (HELOC). In a rising interest rate environment, the increasing payment on the HELOC creates significant financial pressure, making a sale the most logical path to preserve equity and restore monthly cash flow.

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