{
    "schema_version": 1,
    "provider": "TimeToSell.AI",
    "dataset": "colorado_market_intelligence",
    "license": "Informational use; cite provider and period. Not financial advice.",
    "generated_at": "2026-08-25 05:33:22",
    "report": {
        "type": "daily",
        "period": "2026-08-25",
        "date": "2026-08-25",
        "title": "Colorado Real Estate Market Signals – 2026-08-25 | TimeToSell.AI",
        "summary": "Daily Market Intelligence for Colorado – 2026-08-25. High-severity predictive signals, X&W listing stress and owner profile trends with actionable direction for agents and lenders.",
        "published_at": "2026-08-25 05:33:22",
        "canonical_url": "https://timetosell.ai/market-intelligence/daily/2026-08-25",
        "api_url": "https://timetosell.ai/market-intelligence/api/daily/2026-08-25.json",
        "markdown_url": "https://timetosell.ai/market-intelligence/api/daily/2026-08-25.md",
        "citation": "TimeToSell.AI Market Intelligence Report – Colorado, 2026-08-25."
    },
    "geography": {
        "primary": "Colorado",
        "country": "US",
        "focus_areas": [
            "Denver metro",
            "Colorado Springs",
            "Northern Colorado"
        ]
    },
    "definitions": {
        "price_correction": "Model-based signal that localized prices may soften over approximately the next 12 months.",
        "liquidity_crunch": "Predicted reduction in transaction velocity / harder exit conditions for sellers.",
        "xw": "Expired and withdrawn listing-stress clusters, often precursors to re-entry at adjusted terms.",
        "owner_profile": "Statistical seller-motivation archetype derived from inventory patterns (no personal data)."
    },
    "trends": {
        "windows": {
            "d7": "trailing_7_days",
            "m30": "trailing_30_days",
            "m90": "trailing_90_days"
        },
        "predictive_high_severity": {
            "d7": 84,
            "m30": 262,
            "m90": 262
        },
        "xw_listing_stress": {
            "d7": 4554,
            "m30": 8485,
            "m90": 8485
        },
        "raw": {
            "pred_d7": "84",
            "pred_m30": "262",
            "pred_m90": "262",
            "xw_d7": "4554",
            "xw_m30": "8485",
            "xw_m90": "8485"
        }
    },
    "signals": {
        "predictive": [
            {
                "zip": "80550",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 90% drop in transaction volume over the next 6 months in 80550. High risk of market illiquidity."
            },
            {
                "zip": "80212",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 71% drop in transaction volume over the next 6 months in 80212. High risk of market illiquidity."
            },
            {
                "zip": "80134",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 79% drop in transaction volume over the next 6 months in 80134. High risk of market illiquidity."
            },
            {
                "zip": "80111",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 51% drop in transaction volume over the next 6 months in 80111. High risk of market illiquidity."
            },
            {
                "zip": "80017",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 68% drop in transaction volume over the next 6 months in 80017. High risk of market illiquidity."
            },
            {
                "zip": "80016",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 78% drop in transaction volume over the next 6 months in 80016. High risk of market illiquidity."
            },
            {
                "zip": "80011",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 86% drop in transaction volume over the next 6 months in 80011. High risk of market illiquidity."
            },
            {
                "zip": "80010",
                "city": "",
                "name": "Liquidity Crunch",
                "tag": "liquidity_crunch",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a 65% drop in transaction volume over the next 6 months in 80010. High risk of market illiquidity."
            },
            {
                "zip": "80516",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 5% localized price correction in 80516 within the next 12 months."
            },
            {
                "zip": "80247",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 43% localized price correction in 80247 within the next 12 months."
            },
            {
                "zip": "80230",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 16% localized price correction in 80230 within the next 12 months."
            },
            {
                "zip": "80226",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 5% localized price correction in 80226 within the next 12 months."
            },
            {
                "zip": "80212",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 23% localized price correction in 80212 within the next 12 months."
            },
            {
                "zip": "80207",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 5% localized price correction in 80207 within the next 12 months."
            },
            {
                "zip": "80138",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 20% localized price correction in 80138 within the next 12 months."
            },
            {
                "zip": "80128",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 6% localized price correction in 80128 within the next 12 months."
            },
            {
                "zip": "80126",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 7% localized price correction in 80126 within the next 12 months."
            },
            {
                "zip": "80121",
                "city": "",
                "name": "Price Correction",
                "tag": "price_correction",
                "severity": "high",
                "description": "TimeToSell.AI Predicts a potential 20% localized price correction in 80121 within the next 12 months."
            }
        ],
        "xw_clusters": [
            {
                "city": "Denver",
                "zip": "80202",
                "area": "Lodo",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "high",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80249",
                "area": "Green Valley Ranch",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "medium",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80216",
                "area": "Swansea",
                "name": "Time On Market Warning",
                "tag": "time_on_market_warning",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80223",
                "area": "Baker",
                "name": "Time On Market Warning",
                "tag": "time_on_market_warning",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Castle Rock",
                "zip": "80104",
                "area": "Castlewood Ranch",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Highlands Ranch",
                "zip": "80126",
                "area": "Backcountry",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80210",
                "area": "University Park",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Littleton",
                "zip": "80125",
                "area": "Sterling Ranch",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "high",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80209",
                "area": "Washington Park West",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "medium",
                "cluster_size": 8
            },
            {
                "city": "Aurora",
                "zip": "80018",
                "area": "Traditions",
                "name": "Time On Market Warning",
                "tag": "time_on_market_warning",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Louisville",
                "zip": "80027",
                "area": "Coal Creek Ranch",
                "name": "Time On Market Warning",
                "tag": "time_on_market_warning",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Timnath",
                "zip": "80547",
                "area": "Timnath Ranch",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Indian Hills",
                "zip": "80454",
                "area": "Indian Hills",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80218",
                "area": "Cheesman Park",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Englewood",
                "zip": "80112",
                "area": "Vallagio",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80247",
                "area": "Windsor Gardens",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "high",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80204",
                "area": "Sloans Lake",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "medium",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80204",
                "area": "Villa Park",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "medium",
                "cluster_size": 8
            },
            {
                "city": "Commerce City",
                "zip": "80022",
                "area": "Second Creek Farm",
                "name": "Time On Market Warning",
                "tag": "time_on_market_warning",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Denver",
                "zip": "80220",
                "area": "Hale",
                "name": "Time On Market Warning",
                "tag": "time_on_market_warning",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Johnstown",
                "zip": "80534",
                "area": "Southridge",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Highlands Ranch",
                "zip": "80129",
                "area": "Highlands Ranch",
                "name": "Price Pullback Before Withdrawal",
                "tag": "price_pullback_before_withdrawal",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Dacono",
                "zip": "80514",
                "area": "Sweetgrass",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Aurora",
                "zip": "80016",
                "area": "Southshore",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "low",
                "cluster_size": 8
            },
            {
                "city": "Loveland",
                "zip": "80538",
                "area": "Riano Ridge",
                "name": "Listing Reattempted",
                "tag": "listing_reattempted",
                "severity": "medium",
                "cluster_size": 8
            }
        ]
    },
    "owner_profiles": [
        {
            "rank": 1,
            "profile": "Trapped Equity Downsizer",
            "share_pct": 36.8
        },
        {
            "rank": 2,
            "profile": "Forced Upgrade Family",
            "share_pct": 11.1
        },
        {
            "rank": 3,
            "profile": "Uninsurable Property",
            "share_pct": 11.1
        },
        {
            "rank": 4,
            "profile": "General Opportunity",
            "share_pct": 10.6
        },
        {
            "rank": 5,
            "profile": "Life Event Executor",
            "share_pct": 10.5
        },
        {
            "rank": 6,
            "profile": "Tired Landlord",
            "share_pct": 4.8
        },
        {
            "rank": 7,
            "profile": "Equity Access Driven",
            "share_pct": 4.1
        },
        {
            "rank": 8,
            "profile": "Investor Liquidation",
            "share_pct": 4.1
        },
        {
            "rank": 9,
            "profile": "Distressed Active Listing",
            "share_pct": 2.5
        },
        {
            "rank": 10,
            "profile": "Buyer's Remorse",
            "share_pct": 1.7
        },
        {
            "rank": 11,
            "profile": "The Confirmed Seller",
            "share_pct": 1.5
        },
        {
            "rank": 12,
            "profile": "Serial Liquidator",
            "share_pct": 1
        }
    ],
    "actions": {
        "agents": [
            "Prioritize outreach in ZIPs with repeated high-severity predictive signals.",
            "Work X&W stress clusters as 30–90 day re-entry opportunities.",
            "Align messaging to dominant owner profiles in the farm area."
        ],
        "lenders": [
            "Share trend windows and flagged ZIPs with listing-agent partners.",
            "Prepare equity-access scenarios for high-equity profiles under pricing pressure.",
            "Watch Liquidity Crunch corridors for longer marketing times."
        ],
        "brokerages": [
            "Use the report as a team briefing artifact (daily/weekly/monthly cadence).",
            "Assign coverage so persistent hotspot ZIPs are not under-worked.",
            "Cite the public URL in recruiting and partner conversations."
        ]
    },
    "related_urls": {
        "html_report": "https://timetosell.ai/market-intelligence/daily/2026-08-25",
        "index": "https://timetosell.ai/market-intelligence/",
        "latest": "https://timetosell.ai/market-intelligence/latest",
        "owner_profiles": "https://timetosell.ai/owner-profiles",
        "seller_profiles": "https://timetosell.ai/seller-profiles",
        "signin": "https://timetosell.ai/signin"
    },
    "methodology": {
        "predictive_signals": "Model outputs (Price Correction, Liquidity Crunch).",
        "xw_signals": "Statistical clusters from expired, withdrawn, and long-DOM listing behavior.",
        "owner_profiles": "Statistical archetypes from high-propensity inventory; no PII.",
        "trends": "Trailing 7 / 30 / 90 day windows at generation time.",
        "limitations": "Probabilistic patterns, not guarantees. Not financial advice."
    }
}